What is a public adjuster?
A public adjuster, or public insurance adjuster, is a professional
insurance adjuster hired by the policyholder (a person or business) who
has suffered property damage that is covered by insurance.
National Claims Adjusters Group provides public adjusters that:
- Do not represent the insurance company, but rather act as
advocates for the insured
- Are involved in:
- reviewing
- preparing
- negotiating and
- settling the claim with the insurance company.
- Get their clients the best
possible settlements from the insurance companies as quickly as
possible.
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When wouldn’t I need a Public Adjuster?
Sometimes a claim is too small to warrant the services of a public
adjuster. If you’re unsure, ask. A reputable public adjuster will let
you know free of charge whether it makes more sense for you to handle a
claim without assistance. At AAA Able Adjusters, Inc., our public
adjusters are here to answer your questions.
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Why hire a public adjuster if I can handle the claim myself?
Many policyholders don’t realize that the burden of proving a claim is
on them. Before policyholders can get reimbursed for a covered claim,
they must provide their insurance company with detailed proof of the
damages. This can quickly become time-consuming and complicated and lead
to costly mistakes on the claim.
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Why should I hire AAA Able Adjusters,
Inc. to represent
my claim?
AAA Able Adjusters, Inc. draws on over 60 years of combined
experience in the insurance industry to represent and protect our
clients’ interests. We have a track record of successfully getting our
clients settlements that are on average 30-40% more than their insurance
companies initially offered to settle their claims.
National Claims Adjusters Group has a strong understanding of:
- Policy Coverage Pertaining to Insurance Claims
- Writing Estimates in Regards to Property Damage
- Negotiating With Insurance Companies
- Settling Insurance Claims
Our knowledge of these areas helps our clients get the maximum
allowable settlement under their policies.
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How are we compensated?
AAA Able Adjusters, Inc. receives a percentage of the claim
settlement, after the deductible. However, we don’t receive any payments until you receive
your check from the insurance company. This percentage includes access
to all experts we hire on your behalf and the preparation of all
estimates prepared to prove your claim.
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What immediate steps should I take when a claim occurs?
-
DO call AAA Able Adjusters, Inc. as soon as possible to ensure
your claim is reported properly.
-
DON’T move or discard any damaged goods.
-
DO protect your property from further damage. For example, in
the case of a pipe break shut off the water source and move undamaged
goods to a safe location.
-
DON’T clean-up damaged area.
-
DO take a visual inventory of damaged property; if possible take
photos or use a video camera to document.
-
DO get information from responders:
-
In case of fire: Get the ladder/engine number of the responding Fire
Department, the name of the firefighter in charge, the case number and any phone numbers.
-
In case of theft: Get the precinct number, name of officer, case
number and any phone numbers.
-
DON’T sign any documents from “curious bystanders”
at the scene. Take their card, do your research, and take the time
to think before deciding on representation.
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